Panama City & St. Andrew Bay, FL

Deep, clear St. Andrew Bay meets sugar-sand beaches at one of the Gulf’s most reliable passes. Grass flats, jetty rock, piers and a spring cobia run all inside a 20-minute boat ride.

Region: Florida Gulf · FL. Coordinates 30.1523, -85.6669.

Live conditions for Panama City & St. Andrew Bay

This zone reads from NOAA CO-OPS tide station 8729108 — Panama City, FL — for tide predictions and observed water level, with wind, gusts, air temperature and marine warnings from Open-Meteo and the National Weather Service. Water temperature comes from the same station's thermometer.

Every reading is fetched when you open the page, so nothing here is a published forecast: the tide timeline covers the next 48 hours with highs, lows and moon phase, and the bite outlook scores the current tide stage, water temperature, wind and pressure for the species you pick. Open the console to watch this water on one screen, or see it in context on the coastal map.

For recreation only — not for navigation. In an emergency call 911 or hail the Coast Guard on VHF 16.

Species by season in Panama City & St. Andrew Bay

Catalog species that hold in this zone: Speckled Trout, Redfish (Red Drum), Southern Flounder, Sheepshead, Black Drum, Tarpon, Gag Grouper, Spanish Mackerel, Florida Pompano, Cobia.

SeasonSpecies present
springSpeckled Trout, Redfish (Red Drum), Cobia, Florida Pompano, Spanish Mackerel, Sheepshead
summerSpeckled Trout, Redfish (Red Drum), Spanish Mackerel, Tarpon
fallRedfish (Red Drum), Speckled Trout, Southern Flounder, Gag Grouper, Florida Pompano
winterSheepshead, Speckled Trout, Redfish (Red Drum), Black Drum

What to tie on: 31 lures and baits in the lure & bait database are proven for the species that hold in Panama City & St. Andrew Bay, and the smart lure tool narrows them to today's conditions on this water.

Seasonal patterns

Winter is sheepshead time on the bridges and jetties. Spring brings the famous cobia run down the beach plus pompano in the surf. Summer is a dawn-and-dusk trout game with tarpon offshore of the pass. Fall turns everything on: bull reds at the jetties, flounder stacking in the pass, and gags pushing shallow.

Towns & launches

Base camps and launch areas inside this zone:

Running these waters? Pull the official NOAA chart before you go — it opens centered on this zone. Check the regulations for Panama City & St. Andrew Bay for current size and bag limits, and run the launch-prep checklist before you leave the ramp.

Charters, guides & rentals on this water

No listed charter calls Panama City & St. Andrew Bay home port yet — the charters & guides directory covers nearby waters, and captains who run this zone can list their business.

Reports from the community

The what's-biting report and the angler reports on this page are sample content, clearly labeled as a demo in the app — posting and replies activate with the community account system. Live tide, water temperature, wind and warning data are real and pull from NOAA and Open-Meteo on every visit.

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